Paragon Bank Business Jet Finance Rates

Paragon offers both fixed and variable rate products. Fixed rates provide payment certainty over the loan term; variable rates may offer lower initial payments but carry interest-rate risk.

Paragon typically requires 3 years of business accounts, personal bank statements, an aircraft appraisal from an approved valuer, and evidence of insurance. SPV borrowers will also need director guarantees.

Yes - Paragon can lend directly to trading companies, holding companies or SPVs. The structure will affect the rate offered and the level of personal guarantee required.

Paragon's primary focus is UK-based borrowers, though they will consider overseas nationals with strong UK ties, UK income or UK assets as security.

From full application to credit decision is typically 7–14 working days. Complex cases or large facilities (£5m+) may take longer.