Business Jet Finance

Embraer Phenom Finance UK

Finance a Phenom 100 or Phenom 300 through Doulton Bridging Finance. The UK's favourite owner-pilot light jet - financed through specialist lenders on our panel. October 2026.

Embraer Phenom Models We Finance

Phenom 100 / 100EV

VLJ with 4 passenger seats. Pratt & Whitney Canada PW617F-E engines. Range 1,178nm. Popular first business jet. Pre-owned: £800k–£1.5m. Close Brothers and Lombard most active at this level.

Phenom 300 / 300E

Light jet benchmark. PW535E1 engines, single-pilot certified. 8 passengers. Range 2,270nm. Pre-owned: £2m–£4m. New: circa £7.8m. The UK's most popular owner-pilot business jet. All major lenders active here.

Why Owner-Pilots Choose the Phenom 300

The Phenom 300 is consistently rated as one of the world's best-selling light jets. For UK owner-pilots, its combination of single-pilot certification, performance (Mach 0.80), cabin comfort and proven reliability make it the default choice in the £2m–£4m segment. Resale values have been strong, which supports lender appetite.

Indicative Finance Rates for Phenom Aircraft

ModelTypical Loan AmountRate RangeMonthly (7yr HP)
Phenom 100£600k–£1.2m7.5%–11%~£9,300–£18,600
Phenom 300 (older)£1.5m–£2.5m6.5%–9%~£22,800–£38,000
Phenom 300 (recent)£2.5m–£4m5.7%–8%~£36,000–£57,500
Phenom 300E (new)£5m–£7m5.5%–7%~£70,000–£98,000

Illustrative as at October 2026. Subject to credit, survey and aircraft age.

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FAQs

Frequently asked questions

What is the typical price of an Embraer Phenom 300?

A new Embraer Phenom 300E lists at approximately $9.9m (circa £7.8m). Pre-owned 2015–2020 examples typically sell for £2m–£4m depending on hours, avionics and total time. Phenom 100 models are typically £800k–£1.5m.

Which lenders finance Embraer Phenoms in the UK?

Lombard and Close Brothers are the most active lenders for Phenom 100 and 300. For larger Phenom 300E transactions, HSBC and NatWest are also competitive. Doulton Bridging Finance can identify the best fit for your specific aircraft and loan size.

Is the Phenom 300 popular with owner-pilots?

Yes. The Phenom 300 is widely considered the benchmark owner-pilot light jet - Bombardier's own Learjet and Cessna's Citations are the main competitors. Its single-pilot certification, performance and cabin make it a leading choice for owner-operators financing through a limited company.

Can I finance a Phenom 100 through DBF?

Yes. Phenom 100/100E can be financed from around £750,000. Close Brothers and Lombard are the most practical lenders for sub-£1.5m Phenom 100 transactions.

How much deposit do I need for an Embraer Phenom 300?

Expect to need 20%–30% deposit. On a £3m Phenom 300, that is £600,000–£900,000. Strong borrowers with good bank relationships may achieve 75%–80% LTV.

Finance taken for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, aircraft and deposit. We act as a credit broker, not a lender. Your aircraft may be repossessed if you do not keep up repayments.

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