Car Equity Release
Borrow against the value of a supercar, prestige vehicle, or classic car you already own - without selling it. Release capital from your Ferrari, Lamborghini, Porsche, Bentley, or classic car collection while retaining full use of the vehicle.
The right structure for every Car Equity Release requirement
Supercar Equity Release
Borrow against the current market value of a Ferrari, Lamborghini, McLaren, Porsche, or other high-value supercar. Retain full use of the vehicle. Advance typically 70-80% of specialist-assessed value.
Classic Car Equity Release
Release equity from a classic or collector car you own outright. Air-cooled Porsches, classic Ferraris, and investment-grade rarities. Advance typically 65-75% of specialist valuation.
Collection Finance
Release equity across a collection of multiple cars simultaneously. A single consolidated facility against 3-10+ vehicles - useful for collectors needing substantial capital without selling any car.
Bridge to Sale
Use car equity release as a short-term bridge - fund a time-sensitive opportunity while you arrange longer-term finance or wait for a better moment to sell the vehicle.
Property Deposit Use
Car equity release to fund a property deposit or bridge a property chain gap. We coordinate the car finance and the property transaction simultaneously.
Business Capital
Business owners using car equity release to fund business working capital, a new investment, or a time-sensitive acquisition - while retaining the car for personal or company use.
How it works
Car details
Make, model, year, mileage, current ownership status (owned outright or existing finance outstanding), and any existing finance settlement figure.
Valuation
Specialist valuation confirms current market value. We assess the realistic advance rate for the specific vehicle type and condition.
Facility agreement
Finance facility agreed against the vehicle's value. The car remains in your use - it is pledged as security.
Capital released
Funds available. The car continues in your possession.
Ready to discuss Car Equity Release?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
Can I release equity from a car that still has outstanding finance on it?
Yes - but the outstanding finance is settled first from the equity release proceeds. The net amount you receive is the new facility less the settlement of the existing finance. We handle the settlement simultaneously.
Do I need to hand over the car to access car equity release?
No. The car remains in your possession and use throughout the facility term. The lender holds a charge over the vehicle as security, but physical possession stays with you.
What happens if the car's value falls below the finance outstanding?
Specialist lenders assess the car's stable market value rather than peak values. If you maintain the car well and it is properly insured, the risk of significant value decline below the advance is low. The lender's security is the car - they do not make margin calls the way a share lender might.
Can I release equity from multiple cars simultaneously?
Yes - collection finance across multiple vehicles is available. A combined facility against your collection typically produces better per-vehicle terms than individual transactions.
What insurance is required?
Specialist automotive insurance (hull and liability) must be maintained throughout the facility, with the lender noted as interested party. For classic cars, agreed value policies are required.
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Before you commit to a structure
Speak to an asset finance specialist
130+ specialist lenders. 8am-8pm, Monday-Sunday.