Aldermore Bank van finance: what the lender is known for, typical criteria and when it suits. Independent broker. Whole of market. No obligation.
Aldermore Bank is a specialist SME-focused bank with strong appetite for commercial vehicle finance, particularly for businesses that mainstream lenders find difficult - newer businesses, those with thin credit files, or businesses that have recently restructured. It's known for fast decisions and flexible underwriting.
What is this lender known for in van finance?
Aldermore is known for appetite where mainstream lenders say no - newer businesses, thin credit files, and businesses that standard algorithms reject. Its underwriters assess each case individually.
Typical criteria
Minimum 6 months' trading
Limited company, sole trader or partnership
New and used vans
No minimum turnover threshold
Up to 100% LTV available
Rates reflect risk - adverse credit accepted at higher rates
When would DBF recommend this lender?
Why use an independent broker?
Aldermore works through selected brokers rather than direct with businesses. As an Aldermore-approved introducer, we can submit applications directly and present the full picture of your business rather than a bare credit score.
2We'll email you back with any additional questions, then match you with the right specialist for your situation.
3A specialist independent broker will contact you to discuss your situation and present options.
Whole of market · 130+ lenders · FCA 814533 · Same working day response
FAQs
Frequently asked questions
Can a new business get van finance through Aldermore?
Aldermore is one of the few mainstream lenders that will consider businesses with as little as 6 months' trading history. The rate will reflect the shorter trading history, but it is a genuine option for newer businesses.
Does Aldermore require a deposit for van finance?
Aldermore can consider 100% LTV (no deposit) on eligible applications. For newer businesses or adverse credit cases, a deposit of 10–20% will typically strengthen the application and may improve the rate offered.
Doulton Money Limited t/a Doulton Bridging Finance. FCA No. 814533. Company No. 14303203. 20 Wenlock Road, London N1 7GU. Commercial vehicle finance is not regulated by the FCA. Finance subject to status and credit assessment.
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