What is this lender known for in van finance?
Black Horse is known for competitive rates on new vans through franchised dealers and straightforward credit assessment for established businesses. As part of Lloyds, it has strong capital reserves and consistent pricing.
Typical criteria
- 2+ years trading history preferred
- Clean credit history preferred
- Limited company, sole trader or partnership
- New and used vans (typically 2016 onwards for used)
- Minimum £5,000 asset value
When would DBF recommend this lender?
Why use an independent broker?
As an independent broker, we can submit your application to Black Horse alongside other lenders and ensure you receive the best terms available for your profile. Black Horse is not always the most competitive lender for every applicant - an independent broker will tell you honestly whether it is the right fit.