Lender Spotlight

Santander Consumer UK Van Finance

Santander Consumer UK van finance: what the lender is known for, typical criteria and when it suits. Independent broker. Whole of market. No obligation.

Santander Consumer UK is the vehicle finance arm of Santander UK plc, one of the UK's major high-street banks. It's a substantial player in the commercial vehicle finance market, offering HP and Finance Lease for both new and used vans, with a broad dealer network.

What is this lender known for in van finance?

Santander Consumer is known for competitive pricing on used van finance and reliable, consistent credit decisions. It has good appetite for self-employed and sole trader applicants.

Typical criteria

12–24 months' trading preferred
Clean to slightly adverse credit considered
Limited company, sole trader or partnership
New and used vans
Minimum £5,000 asset value

When would DBF recommend this lender?

Why use an independent broker?

Santander Consumer is one of several lenders we work with across the commercial van finance market. As an independent broker, we'll match you with the most competitive lender for your credit profile and the vehicle you're financing.

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Business name

Business type

Trading address

Date business established

Annual turnover (approximate)

Van make, model and year (if known)

New or used van?

Deposit available (£ or %)

Finance type preferred

Preferred term (months)

Director / owner date of birth

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Whole of market · 130+ lenders · FCA 814533 · Same working day response

FAQs

Frequently asked questions

Does Santander do van finance for self-employed?

Yes. Santander Consumer UK has appetite for self-employed and sole trader van finance applications. We typically need 2 years of SA302s and 3 months of bank statements.

How long does a Santander van finance decision take?

Straightforward applications typically receive a decision within 24–48 hours. More complex cases or incomplete documentation will take longer.

Commercial Van Finance Van Hire Purchase Finance Van Finance Lease Van Contract Hire Van Hire Purchase Rates

Doulton Money Limited t/a Doulton Bridging Finance. FCA No. 814533. Company No. 14303203. 20 Wenlock Road, London N1 7GU. Commercial vehicle finance is not regulated by the FCA. Finance subject to status and credit assessment.

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Fill in the form to get a free quote for your finance requirements. We'll search across our panel of 130+ specialist lenders and respond as quickly as possible to get you the best possible terms.

Call us directly

0204 6211776

What happens next

Fill in the form. It takes about 2 minutes.
We'll email you back with any additional questions, then match you with the right specialist for your situation.
A specialist independent broker will contact you to discuss your situation and present options.