What is this lender known for in van finance?
SMF is known for genuine sub-prime credit appetite - it regularly approves cases that mainstream lenders decline, using manual underwriting to assess the whole picture.
Typical criteria
- Adverse credit, CCJs, defaults
- Thin credit file
- New and used commercial vehicles
- Rates reflect risk profile
When would DBF recommend this lender?
Why use an independent broker?
SMF is a specialist lender that works through selected brokers. We use SMF specifically for sub-prime cases where mainstream lenders have declined. We'll present your application with full context and give you a realistic expectation of the outcome before we submit.