Van Model Finance

Volkswagen Caddy Finance

Volkswagen Caddy van hire purchase and finance lease. Independent broker. Compare VW Caddy finance from multiple lenders. No obligation.

Independent brokerWhole of marketNo obligation

Get Indicative Terms

Get indicative terms - free, no obligation

First name *

Last name *

Email address *

Phone number *

Business name (if applicable)

Type of van - make, model, approximate year

New or used?

Finance type preference

Approximate van value or budget (£)

Preferred term

Trading status

Have you already received terms or quotes? If so, from whom?

Do you have any existing lending terms you would like us to beat?

How did you hear about us?

Best time to call

I confirm that I've read and understood the data protection and privacy statement.

Doulton Money Limited · FCA No. 814533 · No obligation enquiry

What happens next

Fill in the form. It takes about 2 minutes.
We'll email you back with any additional questions, then match you with the right specialist for your situation.
A specialist independent broker will contact you to discuss your situation and present options.

The Volkswagen Caddy occupies a premium position in the small van market - better interior quality, stronger residual values, and a more car-like driving experience than its competitors. It's popular with trade professionals and lifestyle buyers who want a small van with a bit more refinement. Doulton Bridging Finance arranges hire purchase, finance lease and contract hire for the Caddy from multiple lenders.

Van overview

Typical new price: £24,000 – £32,000
Typical used price: £11,000 – £21,000
Payload / GVW: ~660 kg
Common configurations: Panel van, Maxi (long wheelbase), crew van; diesel, electric (e-Caddy)

Indicative Finance Rates

Finance Type	New Van Rate	Used Van Rate	Typical Term
Hire Purchase (HP)	7.9% – 14.9% APR	9.9% – 19.9% APR	24–84 months
Finance Lease	6.5% – 12.9% APR	8.5% – 16.9% APR	24–60 months
Contract Hire	Equiv. 7% – 13%	Not typically available	24–60 months

Rates indicative only. Subject to credit assessment, trading history, asset type and lender criteria. Doulton Money Limited FCA No. 814533. Not all commercial vehicle finance products are regulated. Rates correct November 2026.

Worked Example

£22,000 (used VW Caddy) - Hire Purchase over 48 months

Asset value: £22,000 (used VW Caddy)
Deposit: 10%
Amount financed: £19,800 (after 10% deposit)
Monthly payment (indicative): £502/month
Total amount payable (indicative): £26,396

Example for illustration only. Actual rate subject to credit assessment and lender criteria.

Get Indicative Terms 0204 6211776

FAQs

Frequently asked questions

Why is VW Caddy finance more expensive than a Berlingo?

The Caddy has a higher purchase price and stronger residual values. Monthly HP payments will typically be higher than a Berlingo equivalent, though the Caddy's lower depreciation means you retain more value at the end.

Is the VW Caddy good on a finance lease?

Yes. The Caddy's strong residuals make it well-suited to finance lease, as the lender sets a higher residual value, reducing your monthly payments.

Can I get a VW Caddy Maxi on HP?

Yes. The long-wheelbase Caddy Maxi is available on HP, finance lease and contract hire. We'll need the full specification to give you accurate indicative terms.

Commercial Van Finance Van Hire Purchase Finance Van Finance Lease Used Van Finance Renault Kangoo Finance Ford Transit Custom Finance

Doulton Money Limited t/a Doulton Bridging Finance. FCA No. 814533. Company No. 14303203. 20 Wenlock Road, London N1 7GU. Commercial vehicle finance is not regulated by the FCA. Finance subject to status and credit assessment.