Mortgages

Cynergy Bank Mortgages

Access Cynergy Bank's specialist mortgage range through Doulton Bridging Finance. Flexible criteria, competitive rates, and expert support for complex borrowing needs.

Specialist Bank

Specialist lending for modern borrowers

Cynergy Bank has carved out a strong position in the UK specialist lending market. Formerly operating as Bank of Cyprus UK, the bank rebranded in 2018 and has since focused on serving borrowers whose needs fall outside traditional high street criteria.

Through Doulton Bridging Finance, you benefit from our direct relationship with Cynergy's lending team. We understand their criteria inside out and can present your case in the strongest possible light, whether you are a self-employed professional, a portfolio landlord, or a borrower with non-standard circumstances.

Specialist
Lending Focus
Flexible
Income Criteria
BTL
Expertise
Broker
Only Lender
Why Doulton

Cynergy Bank lending through Doulton

Specialist Lending Focus

Cynergy Bank, formerly Bank of Cyprus UK, has repositioned itself as a specialist lender with a strong focus on underserved segments of the UK mortgage market.

Complex Income Assessment

Cynergy takes a pragmatic approach to income verification, considering multiple income streams including self-employment, contract work, and portfolio income.

Buy-to-Let Expertise

Strong buy-to-let proposition for individual landlords and limited company borrowers, with competitive rates and sensible stress testing on rental income.

Residential Range

Residential mortgages designed for borrowers who may not fit the rigid criteria of high street banks, including those with non-standard employment or credit histories.

Professional Landlords

Dedicated products for experienced landlords with larger portfolios, recognising the track record and expertise that professional property investors bring.

Broker-Focused Service

Cynergy works exclusively through brokers, and our relationship with their team means faster decisions and direct access to underwriters when cases need discussion.

The Process

How it works

01

Assess Your Needs

We review your financial position and property goals to determine whether Cynergy Bank's specialist criteria are the best match for your situation.

02

Product Recommendation

We compare Cynergy's products against the wider market to ensure you are getting the most competitive deal available for your specific circumstances.

03

Managed Application

We package your application to meet Cynergy's requirements, presenting your case clearly to their underwriters and handling all documentation on your behalf.

04

Completion Support

We manage the process through valuation, offer, and legal work, staying in close contact with Cynergy to resolve any conditions promptly.

Explore Cynergy Bank mortgage options

Whether you need a specialist residential mortgage or a buy-to-let product, we can help you access Cynergy Bank's competitive range.

Start Your Enquiry

Let's Find Your Best Rate

Tell us what you need and we'll search across our panel of 130+ specialist lenders to find the best deal for your circumstances.

Call us directly
0204 6211776