Helicopter Finance

Clydesdale Bank Helicopter Finance Rates

From 7.1% p.a. - Clydesdale / Virgin Money helicopter finance

Rates updated

Clydesdale Bank, now operating under the Virgin Money brand, is a challenger bank offering competitive helicopter finance rates for business borrowers with a strong financial covenant. HP and finance lease products are available from 7.1% p.a., with deposits from 20%.

Rates correct as of October 2026. Subject to lender credit assessment and aircraft valuation.

Indicative Rate Table

The figures below reflect typical rates available through Doulton Bridging Finance for helicopter finance with this lender as of October 2026. All rates are subject to individual underwriting, aircraft type, age, and borrower covenant.

ProductHP Rate (p.a.)Finance LeaseOperating LeaseTerm Range
Hire PurchaseFrom 7.1%From 7.3%N/A3–7 years
Finance LeaseFrom 7.2%From 7.4%N/A3–7 years
Strong covenant borrowerFrom 7.1%From 7.2%N/A3–7 years
SME operatorFrom 7.3%From 7.5%N/A3–5 years

Products Available

Challenger Bank Pricing

As a challenger bank, Clydesdale / Virgin Money can offer competitive pricing for borrowers with a strong financial covenant, sometimes beating the headline rates of the major clearing banks on like-for-like applications.

HP and Finance Lease

Both hire purchase and finance lease are available. HP gives clear ownership at the end of term; finance lease preserves cashflow and may offer tax efficiencies for VAT-registered businesses.

Broker-Supported Application

Doulton Bridging Finance packages your application to Clydesdale's underwriters in the format they prefer - saving time and improving your chances of approval at the best available rate.

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FAQs

Frequently asked questions

What rate does Clydesdale offer for helicopter finance?

Clydesdale Bank (now part of Virgin Money) offers helicopter finance from approximately 7.1% p.a. as of October 2026. Rates are subject to borrower covenant, business turnover, and the aircraft being financed.

Is Clydesdale the same as Virgin Money for business finance?

Clydesdale Bank and Virgin Money merged and now operate under the Virgin Money brand for retail banking, though business finance operations are still sometimes processed under the Clydesdale or Yorkshire Bank brands. We access this lender through their business finance division.

What deposit is required by Clydesdale?

Clydesdale typically requires a minimum deposit of 20–25% for helicopter finance, equating to a maximum LTV of 75–80%. Strong covenant borrowers may achieve the lower end of this range.

Does Clydesdale offer helicopter operating leases?

Clydesdale's primary helicopter finance products are hire purchase and finance lease. Operating lease structures are not widely available through this lender - specialist aviation lessors or dedicated aircraft operating lease funders are better suited for off-balance-sheet requirements.

How quickly can Clydesdale approve helicopter finance?

For straightforward applications, Clydesdale can typically provide credit approval within 7–14 working days. Applications supported by a strong business plan, current management accounts, and a detailed aircraft specification tend to progress most quickly.

Finance taken for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, aircraft and deposit. We act as a credit broker, not a lender. Your aircraft may be repossessed if you do not keep up repayments.

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