Helicopter Finance

Offshore Helicopter Finance UK

Specialist finance for North Sea oil & gas, offshore wind and renewables support helicopter operators. AOC holders, contract-backed income and fleet deals welcome.

Finance for Offshore Helicopter Operators

Offshore helicopter operations - whether supporting North Sea oil platforms, offshore wind installations or other maritime infrastructure - require specialist lenders who understand the unique risk profile of commercial rotary-wing aviation. Unlike private helicopter finance, offshore deals are assessed on the strength of contracts, the operator's AOC standing and the helicopter type's suitability for demanding commercial environments.

Doulton Bridging Finance works with lenders who have genuine experience in the offshore sector. We understand the documentation required - AOC evidence, contract assignments, maintenance programmes, insurance certificates - and present your case in the format these lenders expect, reducing delays and improving the quality of terms offered.

North Sea oil and gas helicopter support has long been a core part of the UK specialist aviation finance market. The growth of offshore wind and tidal energy has expanded the market significantly, with new operators entering the renewables support segment and requiring flexible, competitive finance for their fleet acquisitions.

Finance TypeTypical RateTypical LTVTypical Term
Hire Purchase (HP)6.2% – 7.5%Up to 85%3–10 years
Finance Lease6.3% – 7.8%Up to 80%3–10 years
Operating LeaseRental-basedN/A2–7 years
Fleet Facility6.0% – 7.2%Up to 85%5–10 years

Key Lenders for Offshore Helicopter Finance

Lloyds Aviation Finance

One of the most experienced offshore helicopter lenders in the UK. Lloyds has financed helicopters for major North Sea operators and understands the contract and AOC requirements of this sector. Rates from 6.2%.

HSBC Aviation Finance

HSBC's aviation team has global experience in offshore helicopter finance, including North Sea oil and gas and offshore renewables. They are most comfortable with established operators and larger transactions.

Investec Aviation Finance

Investec is known for innovative structuring in specialist aviation finance. They are willing to consider contract-backed structures and deals where other lenders may be more cautious. Rates from 6.3%.

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FAQs

Frequently asked questions

What is offshore helicopter finance?

Offshore helicopter finance is a specialist form of asset finance used to fund the purchase of helicopters used in offshore commercial roles - primarily North Sea oil and gas support, offshore wind farm servicing, and other offshore renewables or maritime support operations. Lenders in this segment assess applications differently from private helicopter finance, focusing on AOC credentials, contract cover and revenue visibility rather than purely personal financial strength.

Which lenders offer offshore helicopter finance?

Lloyds Aviation Finance, HSBC Aviation Finance and Investec are the principal UK-based lenders with genuine offshore helicopter experience. Close Brothers Aviation and AIB (Allied Irish Banks) also operate in this segment for smaller operators. For very large fleet deals - particularly for established operators with major oil company contracts - specialist aviation funds and international banks may also be considered.

Do I need an AOC to get offshore helicopter finance?

Holding a full Air Operator Certificate (AOC) is not always a legal requirement for finance, but it is effectively a prerequisite for lenders in the offshore segment. Commercial offshore helicopter operations carrying passengers to and from offshore installations require an AOC under UK CAA (Part-133) regulations. Lenders financing aircraft for these purposes expect the operator to hold the relevant permissions and will typically require evidence of the AOC as part of their due diligence.

Can I finance a helicopter secured against an offshore support contract?

Yes. A long-term offshore support contract - particularly with an oil major, a Tier 1 wind farm developer or a government agency - can act as additional comfort for lenders and may improve both the LTV available and the rate offered. Some lenders are willing to take an assignment over contract income as part of the security structure. This is particularly relevant for contract terms of 3 years or more with creditworthy counterparties.

What deposit is required for offshore helicopter finance?

Typical deposits for offshore helicopter finance range from 15% to 25% of the aircraft purchase price. Operators with strong balance sheets, long-term offshore contracts and established AOC credentials may achieve up to 85% LTV in some cases. The aircraft type and age also influence the LTV available - newer turbine helicopters with strong residual values support higher loan amounts relative to their value.

Finance taken for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, aircraft and deposit. We act as a credit broker, not a lender. Your aircraft may be repossessed if you do not keep up repayments.

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