Helicopter Finance

Best Turbine Helicopter Finance Rates UK 2026

Compare rates from 6.0% across 8 lenders for AW109, EC135, Bell 206, S-76 and all major turbine types. Whole-of-market broker.

Rates updated

Turbine Helicopter Finance Rate Comparison - October 2026

Turbine helicopters command some of the most competitive finance rates in the aircraft market. Their strong residual values, active secondary markets and broad commercial applicability make them attractive to lenders. The table below shows rates available through our lender panel for qualified turbine helicopter buyers.

LenderRate FromMax LTVMax TermBest For
Lloyds Aviation Finance6.0%85%12 yearsPrime turbine, established operators
HSBC Aviation Finance6.2%80%10 yearsCommercial and private turbine
Close Brothers Aviation6.3%80%10 yearsSME & private turbine buyers
Lombard (NatWest Group)6.4%75%7 yearsBusiness use, flexible structure
Barclays Aviation Finance6.6%75%7 yearsEstablished business buyers
NatWest Asset Finance6.7%70%7 yearsBroader asset finance approach
Shawbrook Bank7.0%70%7 yearsNon-standard turbine applications
Paragon Bank7.1%70%5 yearsComplex ownership structures

Key Factors Affecting Your Turbine Helicopter Finance Rate

Aircraft Age & Hours

Turbine helicopters up to 15 years old with well-documented maintenance histories typically achieve the best rates. Aircraft with low airframe hours and full manufacturer maintenance programmes are favoured by lenders.

Deposit Size

A larger deposit - 25–30% or more - will secure a lower rate and widen the number of lenders willing to consider your application. Higher LTV requests are possible but carry a rate premium.

Intended Use

Private and leisure use, commercial charter, HEMS, training and offshore all attract different lender appetites. Declaring use accurately ensures your application reaches the right lenders from the outset.

Borrower Financial Strength

Personal income, business profitability, existing finance conduct and net asset position all influence the rate a lender will offer. Strong financials can overcome challenges elsewhere in the application.

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FAQs

Frequently asked questions

What are the best turbine helicopter finance rates in 2026?

The keenest turbine helicopter finance rates in 2026 start at 6.0% per annum with Lloyds Aviation Finance for prime borrowers with strong financials and low LTV requirements. Most buyers should budget for rates in the 6.0–7.5% range, with the exact figure depending on deposit size, aircraft age, intended use and the lender's current appetite.

Which lenders specialise in turbine helicopter finance?

Lloyds Aviation Finance, HSBC, Close Brothers and Investec are the most active mainstream lenders for turbine helicopter finance in the UK. Lombard (NatWest Group) and Barclays also participate. For larger or more complex turbine deals - particularly offshore, HEMS or multi-aircraft - specialist lenders and private banks may offer better terms than the high street.

What deposit is needed for a turbine helicopter?

Most lenders require 15–30% deposit for a turbine helicopter, meaning LTV of 70–85%. First-time buyers or newer operators may need 25–30% deposit. Established commercial operators with strong financials and contract cover can sometimes achieve 85% LTV on premium turbine types with strong residual value profiles.

Can I get a fixed rate for turbine helicopter finance?

Yes. Most lenders offer fixed-rate hire purchase or finance lease for turbine helicopters. Fixed rates provide certainty over your monthly payments for the full term, typically 3–10 years. Variable or tracker rates are less common in aircraft finance but may be available from some lenders, particularly for shorter terms.

How does turbine helicopter finance differ from piston helicopter finance?

Turbine helicopters generally attract lower interest rates than piston aircraft because they hold their value better, are easier to sell in a secondary market, and are preferred by specialist aviation lenders. Turbine helicopters are also more commonly used for commercial operations, meaning lenders have a better understanding of their risk profile. Maximum terms and LTV ratios are generally more generous for turbine types.

Finance taken for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, aircraft and deposit. We act as a credit broker, not a lender. Your aircraft may be repossessed if you do not keep up repayments.

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