Family Building Society Rates - November 2026
| Product | LTV | Rate from | Fix period |
|---|---|---|---|
| Retirement Interest-Only | Up to 50% | 4.59% fixed | 2 or 5 year |
| Capital & Interest (55+) | Up to 75% | 4.49% fixed | 2 or 5 year |
| Interest-Only (55+) | Up to 60% | 4.65% fixed | 2 or 5 year |
Rates shown are indicative only, correct as of November 2026, and subject to change without notice. Rates available are subject to individual circumstances, credit assessment, property type and lender criteria.
Family Building Society Criteria Highlights
- No upper age limit stated on RIO; standard interest-only to age 89 at application, repayment to age 95 at end of term
- Pension income, drawdown, rental and investment income accepted
- RIO and capital & interest options available
- Non-standard income situations considered
- Minimum loan £45,000, minimum property value £90,000