LiveMore Rates - November 2026
| Product | LTV | Rate from | Notes |
|---|---|---|---|
| Retirement Interest-Only | Up to 60% | 4.69% fixed | 2 or 5 year fix |
| Retirement Interest-Only | Up to 70% | 5.19% fixed | 2 or 5 year fix |
| Capital & Interest | Up to 65% | 4.89% fixed | 2 or 5 year fix |
| Interest-Only (55+) | Up to 65% | 4.75% fixed | 2 or 5 year fix |
Rates shown are indicative only, correct as of November 2026, and subject to change without notice. Rates available are subject to individual circumstances, credit assessment, property type and lender criteria.
LiveMore Lending Criteria
- Minimum age 40, no maximum age at application
- Minimum loan: £50,000
- Maximum loan: £1,500,000 (higher considered)
- Pension income, drawdown, rental, investment, employment all accepted
- England and Wales - Scotland and Northern Ireland case by case
- Standard and non-standard construction considered
Who Is LiveMore Designed For?
LiveMore was founded specifically to serve borrowers who have been underserved by mainstream lenders because of their age. If you have been declined by a high street lender purely because of age, LiveMore's assessment approach is designed to find a way forward.