Bridging Finance

Mint Property Finance Bridging Loans

Access Mint Property Finance's innovative bridging products through Doulton. A fresh approach to lending with quick decisions, borrower-focused terms, and flexible solutions.

Fresh Approach to Bridging

Mint Property Finance bridging loans through Doulton

Mint Property Finance has made a name for itself by doing things differently. Their fresh, borrower-centric approach to bridging finance means innovative products, transparent terms, and a genuine focus on helping borrowers achieve their property goals quickly and efficiently.

As an experienced bridging finance broker, Doulton has a direct relationship with Mint Property Finance's underwriting team. We search across 130+ lenders including Mint to find your best deal, ensuring you get the most competitive terms available for your specific circumstances.

Key Features

What Mint Property Finance offers

Fresh Approach to Bridging

Mint Property Finance brings a refreshingly modern approach to bridging lending. They challenge traditional conventions by focusing on what borrowers actually need rather than rigid lending criteria.

Innovative Product Design

Mint continuously refines their product range to address gaps in the market. Their innovative product design means borrowers often find solutions at Mint that are not available from more traditional lenders.

Quick Decision Framework

Mint's streamlined decision-making framework delivers fast, definitive answers. Borrowers and brokers know quickly whether a case will proceed, saving valuable time on time-sensitive transactions.

Borrower-Focused Terms

Mint structures their loans with the borrower's interests in mind. Features like no early repayment charges and flexible drawdown options demonstrate their commitment to fair, practical lending.

Refurbishment Finance

For borrowers planning light to medium refurbishment works, Mint offers bridging products with staged drawdowns to fund renovation costs alongside the initial property purchase or refinance.

Proactive Case Updates

Mint's team provides proactive, regular updates throughout the lending process. Rather than waiting for brokers to chase, they communicate progress and flag any issues early.

Why Use a Broker

The advantage of going through Doulton

While Mint Property Finance is an excellent lender, they are just one option in a market of over 130 specialist bridging providers. By working with Doulton, you gain access to the entire market - not just a single lender's products. We compare Mint's terms against every other lender to make sure you are getting the best deal.

Our established relationship with Mint Property Finance means we can often negotiate better terms than you would receive going direct. We understand their criteria inside out, which means fewer delays, fewer declines, and faster completions. If Mint is not the right fit, we will tell you - and place your case with a lender that is.

Get a Quote

Looking for a Mint Property Finance bridging loan?

We search across 130+ lenders including Mint Property Finance to find your best deal. Get an indicative quote within hours.

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FAQs

Frequently asked questions

Can I apply to Mint Property Finance directly or do I need a broker?

Most specialist bridging lenders including Mint Property Finance prefer intermediated business and either do not accept direct applications or reserve their best pricing for broker-introduced cases. Going through a whole-of-market broker like Doulton means your application is placed on the right desk, structured the way the underwriter wants to see it, and benchmarked against 130+ alternative lenders before you commit.

How does Mint Property Finance compare with other bridging lenders?

No single lender is the cheapest or fastest on every case. Mint Property Finance may offer market-leading rates on one property type and be uncompetitive on another. We look at your specific scenario - property, LTV, exit strategy and timeframe - and identify which of the 130+ lenders on our panel will give you the best overall deal.

How fast can Mint Property Finance complete a bridging loan?

Straightforward bridging cases can complete in 5 to 10 working days. More complex scenarios - unusual security, cross-collateralisation, multiple owners - typically take 2 to 3 weeks. Speed is driven by valuation and legal turnaround more than underwriting, so coming in with clean paperwork makes the biggest difference.

What rates do specialist bridging lenders charge?

Rates currently range from around 0.49% per month for prime residential first-charge deals at lower LTVs, through to 1.25%+ for heavy refurbishment, complex commercial, or higher-LTV transactions. Arrangement fees are usually 1-2% and most lenders will accept retained, rolled-up or serviced interest.

Does using a broker cost more than going direct?

No. Broker fees are typically disclosed upfront and competitive deals often only become available via intermediaries. Lenders price in the underwriting and packaging work a good broker does, so you usually end up with a lower all-in cost than going to the lender's direct-to-consumer desk.

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Mint Property Finance Bridging Loans