Lender Spotlight

Lombard Asset Finance - High-Street HGV Finance Spotlight

Lombard is the asset finance arm of NatWest Group, one of the UK's largest banks.

Independent brokerWhole of marketNo obligation

Get Indicative Terms

Get indicative terms - free, no obligation

First name *

Last name *

Email address *

Phone number *

Business name

Truck type - make, model, approximate year

New or used?

Gross Vehicle Weight (GVW)

Body type

Do you hold an Operator Licence?

Finance type preference

Preferred term

Approximate vehicle value or budget (£)

Trading status

Years trading

Have you already received terms or quotes? If so, from whom?

Do you have any existing lending terms you would like us to beat?

How did you hear about us?

Best time to call

I confirm that I've read and understood the data protection and privacy statement.

Doulton Money Limited · FCA No. 814533 · No obligation enquiry

What happens next

Fill in the form. It takes about 2 minutes.
We'll email you back with any additional questions, then match you with the right specialist for your situation.
A specialist independent broker will contact you to discuss your situation and present options.

Written by David Doulton · Last updated November 2026

Lombard is the asset finance arm of NatWest Group, one of the UK's largest banks. As a high-street lender active in HGV finance, Lombard offers competitive rates for businesses with strong credit profiles and established banking relationships. Lombard's strength is in well-established businesses with clean accounts and strong balance sheets, where their competitive pricing often wins.

Lombard is part of our panel for strong credit truck finance applications. Their pricing is typically competitive for well-established limited companies with clean accounts and strong track records. For newer businesses or more complex credit profiles, specialist lenders will often be more appropriate.

Get Indicative Terms 0204 6211776

FAQs

Frequently asked questions

Can I go to Lombard directly for truck finance?

Yes, Lombard accepts direct applications. However, using a broker like Doulton Bridging Finance means we compare Lombard against our full panel - you benefit from competitive tension.

Does having a NatWest business account help with Lombard?

Potentially. Lombard and NatWest are part of the same group, and an existing banking relationship can sometimes speed the credit process or provide a more favourable view of the business.

Is Lombard suitable for smaller owner-operators?

Lombard's criteria tend to favour larger, well-established businesses. Smaller owner-operators with less than 2 years' trading or more complex credit profiles may find specialist lenders like Haydock or Aldermore more suitable.

Truck Finance Truck Hire Purchase Rates Truck Finance Lease Rates Bad Credit HGV Finance Haulage Company Finance

Doulton Money Limited t/a Doulton Bridging Finance. FCA No. 814533. Company No. 14303203. 20 Wenlock Road, London N1 7GU. Commercial vehicle finance is not regulated by the FCA. Rates indicative only. Subject to credit assessment, trading history, asset type, operator licence status and lender criteria. Rates correct November 2026.