Pagani Finance
Finance for Pagani hypercars - the Huayra, Huayra R, Huayra Roadster, Imola, and the legendary Zonda family. Each Pagani is a bespoke, hand-built masterpiece produced in single figures or tens annually. Finance through specialist private bank and ultra-high-value asset lender relationships.
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What happens next
- Fill in the form (2 minutes).
- We'll match you with the right specialist for your situation.
- A specialist independent broker will contact you to discuss your options.
The right structure for every Pagani requirement
Pagani Huayra Finance
Finance for the Pagani Huayra Coupé, Huayra Roadster, Huayra BC, Huayra BC Roadster, and Huayra R. Each is produced in tiny numbers - finance through private bank relationships who understand ultra-rare hypercar assets.
Pagani Zonda Finance
Finance for the Zonda family - Zonda F, Zonda Cinque, Zonda Tricolore, and other Zonda variants. Investment-grade collector status, with values having appreciated substantially since production ended. Specialist hypercar lenders and private banks.
Ultra-Rare Edition Finance
Finance for Pagani one-offs and bespoke commissions - Zonda HP Barchetta, Huayra Hermes Edition, and similar unique creations. Private bank relationships essential. Our specialists handle discreetly.
Secured Loan Against Pagani
A secured loan against a Pagani you already own. Release capital from this extraordinary asset while retaining it. Advance based on specialist hypercar valuation.
Estate and Collection Finance
Finance for Pagani hypercars within private collections or estates. Our specialists advise on the appropriate structure where the car forms part of a broader wealth management picture.
Classic and Investment Pagani
Pagani Zonda variants are now firmly in investment-grade territory. Finance for buyers acquiring Zondas as investable alternative assets alongside physical gold and trophy property.
How it works
Pagani details
Specific model and variant, build number, specification, any bespoke elements documented, provenance, service and maintenance history, and current location.
Private bank relationships
Pagani transactions require relationships with private banks and ultra-high-value asset lenders who have handled hypercar finance before. Our specialists know which institutions are appropriate.
Specialist hypercar valuation
Pagani requires specialist hypercar appraisers - not standard classic car valuers. Our specialists advise on the appropriate specialist.
Discreet settlement
All Pagani transactions are handled with complete discretion.
Ready to discuss Pagani Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Pagani Finance Rates in October 2026
Indicative October 2026 figures and a worked example. Rates depend on the car, deposit and your profile; the specialist we introduce you to can compare them for your case.
| Lender | Typical Rate | Min Deposit | Min Loan | Notes |
|---|---|---|---|---|
| JBR Capital | 8.9%–14.9% APR | 20% | £25,000 | Specialist supercar & prestige lender; no age restriction on classic exotics |
| Black Horse | 7.4%–11.9% APR | 15% | £10,000 | Lloyds Banking Group; competitive HP for cars up to 10 years old |
| Marsh Finance | 9.5%–16.9% APR | 20% | £15,000 | Strong appetite for high-value used vehicles; fast decisions |
| Close Brothers | 8.2%–13.5% APR | 20% | £20,000 | Established motor finance house; flexible on mileage & age |
| Shawbrook Bank | 9.9%–17.9% APR | 25% | £25,000 | Asset-backed lending; suits complex income structures |
Vehicle Price
£2,000,000
Deposit (20%)
£400,000
Amount Financed
£1,600,000
Monthly Payment
£40,503/mo
Total Repayable
£2,344,160
Total Interest
£344,160
Frequently asked questions
How many Paganis are there in the UK?
The precise number is not public, but Pagani produces fewer than 40 cars per year globally. UK-registered Paganis are genuinely rare - double-figure at most. Each UK Pagani transaction is a bespoke event.
Is a Pagani Zonda still increasing in value?
Zonda values have risen consistently since production ceased. The Zonda Cinque, Tricolore, and HP Barchetta command extraordinary premiums. Specialist lenders and private banks finance Zondas as investment-grade assets, with valuation based on the specific variant's rarity and provenance.
What private banks finance Pagani?
We do not publicly name the specific institutions our specialists work with for ultra-high-value transactions. Our specialists have the right relationships. Contact us for a confidential conversation.
Can a Pagani be owned through an offshore company?
Yes - offshore ownership structures are common for ultra-rare hypercars. Our specialists advise on the appropriate structure and ensure the finance is compatible with the ownership vehicle.
What is the minimum deposit for Pagani finance?
At Pagani values, the finance structure is individually negotiated. LTV is typically 50-65%, implying a 35-50% equity contribution. Private bank clients with substantial overall relationships may access better LTV terms.
Which lenders offer the best Pagani finance rates?
JBR Capital and Black Horse are typically the most competitive for prestige and supercar finance. JBR Capital specialises exclusively in high-value vehicles and has no blanket age restriction on exotic makes. Black Horse (Lloyds) offers strong rates on newer models. As an independent introduction service, Doulton Bridging Finance introduces you to specialists who compare the specialist lenders on our panel on your behalf.
Can I finance a used or older model?
Yes. Unlike high-street lenders, our specialist panel lenders consider low-production-run vehicles, older classics, and low-mileage examples on their individual merit. JBR Capital and Shawbrook Bank are particularly flexible on age. Lenders assess each vehicle individually - contact us with the details.
How long does approval take?
For straightforward applications with full documentation, indicative terms can be issued within 24 hours. Formal approval typically follows within 2–3 business days. More complex cases (self-employed, overseas income, high-value vehicles) may take slightly longer. The specialist we introduce you to manages the process and keeps you updated at every stage.
Is my personal credit rating important?
Yes, but it is not the only factor. Our lenders also consider the vehicle's value, deposit size, overall wealth, and income structure. High-net-worth individuals with complex income (dividends, retained profits, overseas earnings) are well served by our specialist panel. Our specialists present your case in the most favourable light before any credit search.
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