Truck Finance

Curtainsider Truck Finance - HP & Lease for Curtainsider Lorries

Curtainsider Truck Finance: hire purchase, finance lease and contract hire arranged by an independent, whole-of-market broker. No obligation.

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Doulton Money Limited · FCA No. 814533 · No obligation enquiry

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Written by David Doulton · Last updated November 2026

The curtainsider (curtainside lorry) is the most common heavy goods vehicle body type in the UK, used for general haulage, pallet networks and retail distribution. Sliding curtain sides allow rapid forklift loading from either side, making curtainsiders ideal for multi-drop operations. Doulton Bridging Finance arranges competitive hire purchase and finance lease on curtainsider trucks from 7.5t to 44t artic combinations.

Curtainsider Finance Rates - November 2026

GVW / CategoryNew Rate (HP)Used Rate (HP)Typical Term
7.5t curtainsider - newFrom 5.0% APRFrom 5.5% APR2–5 years
18t curtainsider - newFrom 5.2% APRFrom 5.7% APR2–5 years
26t curtainsider - newFrom 5.4% APRFrom 5.9% APR3–5 years
44t artic + curtainsider trailerFrom 5.5% APR (unit)From 6.0% APR3–5 years

Rates indicative only. Subject to credit assessment, trading history, asset type, operator licence status and lender criteria. Doulton Money Limited FCA No. 814533. Commercial vehicle finance is not regulated by the FCA. Rates correct November 2026.

Curtainsider Body Variants

  • Standard curtainsider - sliding curtain both sides; most common
  • Double-deck curtainsider - maximises volumetric capacity for light goods
  • Mega trailer - extended height for maximum cubic capacity
  • Temperature-controlled curtainsider - insulated curtains for chilled distribution
  • Flatbed with removable sides - flexible between flatbed and curtainsider operations
FAQs

Frequently asked questions

Should I finance the trailer separately from the tractor unit?

For 44t artic combinations, yes - tractor and trailer are almost always financed separately. The tractor depreciates differently from the trailer. We can arrange both simultaneously.

What trailer brands are most common on curtainsiders?

Montracon, SDC, Cartwright, Tiger Trailers and Dennison are the main UK-manufactured trailer brands. Schwarzmüller, Krone and Schmitz are common European-built trailers. All are financed similarly.

Can I get a curtainsider on contract hire?

Yes. Contract hire (operating lease) is popular for curtainsiders in large fleet operations - fixed monthly cost, return at end of term, no residual value risk. Minimum fleet sizes typically 5+ vehicles. We can arrange for smaller fleets too.

Do curtainsiders hold their value better than other body types?

Curtainsiders are the most liquid used HGV body type - the largest pool of buyers. This supports stronger residual values compared to specialist bodies (tippers, concrete mixers, etc.), making them well-suited to balloon HP.

Doulton Money Limited t/a Doulton Bridging Finance. FCA No. 814533. Company No. 14303203. 20 Wenlock Road, London N1 7GU. Commercial vehicle finance is not regulated by the FCA. Rates indicative only. Subject to credit assessment, trading history, asset type, operator licence status and lender criteria. Rates correct November 2026.

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