Truck Model Finance

Mercedes-Benz Actros Finance - HP & Lease for Actros Tractor Units & Rigids

The Mercedes-Benz Actros is the flagship truck from Daimler Truck, available as both a tractor unit and rigid.

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Written by David Doulton · Last updated November 2026

The Mercedes-Benz Actros is the flagship truck from Daimler Truck, available as both a tractor unit and rigid. The latest generation MP5 Actros (2018 onwards) introduced MirrorCam (replacing physical door mirrors with cameras), Active Drive Assist (semi-autonomous driving) and significant fuel economy improvements. New Actros tractor units cost approximately £100,000–£150,000. Doulton Bridging Finance compares Daimler Truck Financial Services against our independent panel.

Mercedes Actros Finance Rates - November 2026

GVW / Category	New Rate (HP)	Used Rate (HP)	Typical Term
Actros tractor unit - new	From 5.5% APR	-	3–5 years
Actros rigid 26t - new	From 5.4% APR	-	3–5 years
Actros - used up to 3 years	-	From 5.8% APR	3–5 years
Actros - used 3–6 years	-	From 6.2% APR	2–4 years

Rates indicative only. Subject to credit assessment, trading history, asset type, operator licence status and lender criteria. Doulton Money Limited FCA No. 814533. Commercial vehicle finance is not regulated by the FCA. Rates correct November 2026.

About the Mercedes-Benz Actros

Current generation: MP5 Actros (2018 onwards)

The MP5 Actros was a landmark launch, bringing technology normally associated with passenger cars to heavy trucks:

OM 471 and OM 472 engines: 400hp–625hp
PowerShift 3 automated gearbox standard on most specifications
MirrorCam: camera-based door mirror replacement - improves aerodynamics and visibility
Active Drive Assist: level 2 semi-autonomous driving capability
Predictive Powertrain Control: GPS-based gearchange and speed management
eActros: fully electric variant up to 400kWh; range up to 500km in latest specification

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FAQs

Frequently asked questions

What is MirrorCam and does it affect insurance?

MirrorCam replaces conventional wing mirrors with cameras that display on screens inside the cab. It improves aerodynamics (fuel saving ~1%) and can improve visibility in certain conditions. Some insurers treat it as a standard feature; check with your fleet insurer.

Can I finance a Mercedes eActros?

Yes. The eActros requires specialist EV finance. Finance lease typically suits electric trucks well, as it limits your residual value risk during a period of rapid battery technology development. Contact us to discuss options.

Is Daimler Truck Financial Services competitive?

Daimler Truck FS is worth considering, particularly on new Actros from Mercedes-Benz Trucks dealers. We always compare their quote against our independent panel before making a recommendation.

What is the difference between MP4 and MP5 Actros?

The MP4 (2011–2018) is an excellent truck with a proven drivetrain and is widely available used at competitive prices. The MP5 (2018+) adds MirrorCam and Active Drive Assist. We finance both.

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Doulton Money Limited t/a Doulton Bridging Finance. FCA No. 814533. Company No. 14303203. 20 Wenlock Road, London N1 7GU. Commercial vehicle finance is not regulated by the FCA. Rates indicative only. Subject to credit assessment, trading history, asset type, operator licence status and lender criteria. Rates correct November 2026.