Truck Finance

Skip Loader Finance - HP & Lease for Skip Lorries

Skip Loader Finance: hire purchase, finance lease and contract hire arranged by an independent, whole-of-market broker. No obligation.

Independent brokerWhole of marketNo obligation

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Doulton Money Limited · FCA No. 814533 · No obligation enquiry

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Written by David Doulton · Last updated November 2026

Skip loaders (skip trucks or skip wagons) are used throughout the waste management, construction and recycling sectors to collect and transport skips of waste material. The skip loader mechanism - a hydraulic hook-arm system that lifts standard 6yd or 8yd skips - is financed as part of the whole vehicle. Doulton Bridging Finance works with lenders experienced in skip hire and waste sector assets.

Skip Loader Finance Rates - November 2026

GVW / Category	New Rate (HP)	Used Rate (HP)	Typical Term
Skip loader 7.5t - new	From 5.5% APR	From 6.0% APR	2–5 years
Skip loader 18t - new	From 5.5% APR	From 6.0% APR	3–5 years
Skip loader 26t - new	From 5.5% APR	From 6.0% APR	3–5 years

Rates indicative only. Subject to credit assessment, trading history, asset type, operator licence status and lender criteria. Doulton Money Limited FCA No. 814533. Commercial vehicle finance is not regulated by the FCA. Rates correct November 2026.

Skip loaders are common on Mercedes-Benz Atego (7.5t–18t), DAF LF and Volvo FL chassis. The hook-arm gear is supplied by specialists including Ampliroll, Palfinger and Multilift.

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FAQs

Frequently asked questions

Can I finance skip loaders for a startup skip hire business?

It is more challenging for startup skip hire businesses, as lenders want to see evidence of skip hire contracts or existing customer relationships. A larger deposit and business plan can help. Talk to us - we know which lenders are most flexible.

Is the skip hook-arm gear financed as part of the truck?

Yes. The whole unit (chassis cab + skip gear) is financed as one asset. The body builder invoice is included in the finance package.

What is a hookloader vs a skip loader?

A hookloader carries demountable containers/bodies of various sizes (1–40 yards). A skip loader carries standard skips (6yd, 8yd). Hookloaders are more versatile but more expensive. Both are financed similarly.

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Doulton Money Limited t/a Doulton Bridging Finance. FCA No. 814533. Company No. 14303203. 20 Wenlock Road, London N1 7GU. Commercial vehicle finance is not regulated by the FCA. Rates indicative only. Subject to credit assessment, trading history, asset type, operator licence status and lender criteria. Rates correct November 2026.