Truck Finance

Tipper Truck Finance - HP & Lease for Tipper Lorries

Tipper trucks are essential to the UK construction, aggregates, quarrying and waste sectors.

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Doulton Money Limited · FCA No. 814533 · No obligation enquiry

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Written by David Doulton · Last updated November 2026

Tipper trucks are essential to the UK construction, aggregates, quarrying and waste sectors. From 7.5t tipping skip loaders to 32t eight-wheel tippers, Doulton Bridging Finance arranges competitive hire purchase and finance lease across all GVW classes. We work with specialist lenders who understand the residual values and operating economics of tipping vehicles.

Tipper Finance Rates - November 2026

GVW / Category	New Rate (HP)	Used Rate (HP)	Typical Term
7.5t tipper - new	From 5.3% APR	From 5.8% APR	2–5 years
18t tipper - new	From 5.4% APR	From 5.9% APR	2–5 years
26t tipper - new	From 5.5% APR	From 6.0% APR	3–5 years
32t 8-wheel tipper - new	From 5.5% APR	From 6.2% APR	3–5 years

Rates indicative only. Subject to credit assessment, trading history, asset type, operator licence status and lender criteria. Doulton Money Limited FCA No. 814533. Commercial vehicle finance is not regulated by the FCA. Rates correct November 2026.

Popular Tipper Truck Models

Mercedes-Benz Actros 32t 8-wheel tipper - popular for aggregates and construction
DAF CF 26t tipper - widely used; good used market
Volvo FMX - specialist construction truck; good ground clearance
MAN TGS tipper - competitive pricing
Scania P-Series tipper - strong residuals; popular in quarrying
Mercedes-Benz Atego 7.5t tipper - popular for smaller contractors

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FAQs

Frequently asked questions

Can I finance a grab lorry?

Yes. Grab lorries (a tipper with a hydraulic grab arm) can be financed. The grab is typically part of the financed asset. Rates are similar to standard tipper rates.

What is a hookloader vs a tipper?

A hookloader has a hydraulic system that lifts and loads demountable skips or containers. A tipper raises the fixed body. Hookloaders are financed similarly to tippers.

Do tipper trucks hold their value?

Used tippers in good condition in popular configurations (8-wheel aggregate, 26t construction) hold value reasonably well. High-mileage or heavily worn tippers lose value faster. We factor this into balloon HP recommendations.

Can a new construction company finance tippers?

Yes, though it is more challenging without trading history. Larger deposits and strong personal credit can help. We know which lenders consider construction startups.

Truck Finance Truck Hire Purchase Rates Truck Finance Lease Rates Operator's Licence Guide Haulage Company Finance Truck Finance Tax Guide

Doulton Money Limited t/a Doulton Bridging Finance. FCA No. 814533. Company No. 14303203. 20 Wenlock Road, London N1 7GU. Commercial vehicle finance is not regulated by the FCA. Rates indicative only. Subject to credit assessment, trading history, asset type, operator licence status and lender criteria. Rates correct November 2026.