Bentley Finance
Independent finance for the full Bentley range - Continental GT V8 and W12, Continental GTC Convertible, Flying Spur, Bentayga V8 and EWB, Mulliner commissions, and the discontinued Mulsanne. We compare the whole specialist lender market alongside Bentley Financial Services.
The right structure for every Bentley requirement
Continental GT Finance
Finance for the Continental GT V8, W12, GTC Convertible, and Speed. The most popular Bentley for specialist finance lenders - excellent residual values from consistent global demand. Finance from £170k for used examples.
Flying Spur Finance
Finance for the Flying Spur V8, W12, Flying Spur S, Speed, and Hybrid. Bentley's luxury saloon - the owner-driver and chauffeur-driven flagship. Finance from £180k. W12 variants attract a small premium.
Bentayga Finance
Finance for the Bentayga V8, Bentayga Azure, Bentayga S, and Bentayga EWB. Bentley's luxury SUV - the highest-volume Bentley model. Excellent residual values from strong global SUV demand.
Mulliner Finance
Finance for Bentley Mulliner bespoke commissions - Bacalar, Batur, and special-series cars. Mulliner cars are produced in single figures or very low tens. Private banking relationships required at these values.
Mulsanne Finance
Finance for used Mulsanne and Mulsanne Speed - the discontinued V8 flagship. Collector-grade used Mulsannes are increasingly valued as the last of a tradition. Specialist lenders understand their position.
Classic Bentley Finance
Finance for the Speed Six, R-Type Continental, S-Series, Continental Flying Spur S2, and Mulsanne Turbo R. The classic Bentley market is a niche but well-supported one for specialist lenders.
How it works
Bentley specification
Model, year, variant, mileage, Mulliner specification details, service history, and source.
Independent panel
Bentley Financial Services (VW Group product) compared against independent specialist lenders. For most buyers, independent specialist finance is more competitive.
HPI and inspection
HPI check. For Mulsanne and Mulliner cars, specialist inspection.
Settlement
We settle with the Bentley dealer or specialist seller.
Ready to discuss Bentley Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
Is the Bentley Continental GT a good finance asset?
Yes - the Continental GT has been one of the most consistently well-valued luxury GTs in the specialist finance market. The W12 variant holds value slightly better than V8 in some conditions due to collector preference. Low-mileage, single-owner cars with no modifications and full main dealer history attract the strongest advance rates.
Can I finance a Bentley through my company?
Yes - and this is common for business owners. Corporation tax capital allowances on qualifying business-use vehicles, VAT reclaimable on wholly business-use proportion. The benefit-in-kind charge for personal use of a company car at Bentley values is substantial - specialist tax advice is strongly recommended.
What is a 'Mulliner' specification and does it affect the finance advance?
Mulliner refers to Bentley's in-house bespoke division. Factory-ordered Mulliner specification - including bespoke colours, materials, and trim combinations - adds assessed value that specialist lenders recognise. We advise on how to document Mulliner options at purchase to ensure the lender's assessment reflects the full specification value.
Can I finance a Bentley Bacalar or Batur?
The Bacalar (12 units) and Batur (18 units) are ultra-rare Mulliner creations at values above £1.5m. Finance through private bank relationships. Contact us before any offer.
What is the advance on a used Bentley Bentayga?
Typically 70-80% of current market value for a well-specified Bentayga V8 with full main dealer service history. The EWB and S variants attract marginally stronger advance rates due to higher specification and scarcity.
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