Truck Model Finance

Scania R-Series Finance - Hire Purchase & Lease for Scania R Tractor Units

Scania R-Series Finance: hire purchase, finance lease and contract hire arranged by an independent, whole-of-market broker. No obligation.

Independent brokerWhole of marketNo obligation

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Doulton Money Limited · FCA No. 814533 · No obligation enquiry

What happens next

Fill in the form. It takes about 2 minutes.
We'll email you back with any additional questions, then match you with the right specialist for your situation.
A specialist independent broker will contact you to discuss your situation and present options.

Written by David Doulton · Last updated November 2026

The Scania R-Series is widely regarded as the premium choice among UK owner-operators, known for outstanding residual values, driver comfort and long-term reliability. New Scania R-Series tractor units typically cost £120,000–£170,000 fully specified - higher than most competitors but partially offset by strong residuals. Scania Financial Services (the manufacturer captive) is compared against our independent HGV lender panel to deliver the best deal.

Scania R-Series Finance Rates - November 2026

GVW / Category	New Rate (HP)	Used Rate (HP)	Typical Term
Scania R - new	From 5.5% APR	-	3–5 years
Scania R - used up to 3 years	-	From 5.8% APR	3–5 years
Scania R - used 3–6 years	-	From 6.2% APR	2–4 years

Rates indicative only. Subject to credit assessment, trading history, asset type, operator licence status and lender criteria. Doulton Money Limited FCA No. 814533. Commercial vehicle finance is not regulated by the FCA. Rates correct November 2026.

About the Scania R-Series

Current generation: Next Generation Scania (2016 onwards)

Scania launched the Next Generation cab in 2016, winning International Truck of the Year 2017. The R-Series sits in the middle of the cab range (below the S-Series, which features a flat floor):

DC13 (450hp/500hp/560hp) and DC16 (730hp) engine options
Scania Opticruise automated gearbox as standard on most configurations
Topline and Highline cab options with class-leading bunk space
Scania Sustainable Transport Solutions - HVO-compatible engines
S-Series: flat-floor variant of the same cab for maximum driver space
Consistently achieves highest residual values in class at UK auctions

Get Indicative Terms 0204 6211776

FAQs

Frequently asked questions

What is the difference between the Scania R-Series and S-Series?

The R-Series has a conventional cab layout with a stepped floor. The S-Series has a flat floor throughout the cab, maximising living space for long-haul drivers. The S-Series carries a premium of approximately £5,000–£15,000. Both are financed on the same terms.

Are Scania trucks worth the premium price?

Many owner-operators argue yes, citing best-in-class residual values, long engine life and strong driver appeal (which helps recruitment). The higher purchase price is partially offset by better resale and potentially lower running costs.

Can I refinance my current Scania?

Yes. Sale and leaseback allows you to release equity from a truck you own outright. We can arrange this if the asset is under 10 years old and in good condition.

Does Scania Financial Services offer the best rate?

Not always. Scania FS is competitive, particularly on new stock, but independent specialists sometimes beat them - especially for used trucks or businesses with more complex credit profiles. We always compare.

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Doulton Money Limited t/a Doulton Bridging Finance. FCA No. 814533. Company No. 14303203. 20 Wenlock Road, London N1 7GU. Commercial vehicle finance is not regulated by the FCA. Rates indicative only. Subject to credit assessment, trading history, asset type, operator licence status and lender criteria. Rates correct November 2026.