Ferrari 488 Finance

The 488 Pista is the track-focused version of the 488 GTB - 720bhp, 202kg of aerodynamic downforce, and technology derived from the LaFerrari hypercar. It uses a version of the LaFerrari's V8 with elements of the F1 Concept's turbo architecture. It is considered one of the finest driver's Ferraris of the modern era and its value has risen accordingly.

The 488 is an established secondary market car - values are clear and lenders are confident. The 296 is newer and its long-term appreciation trajectory is less established but shows strong early signals. Both are strong finance assets. The 488 Pista has arguably the stronger collector case.

Specialist lenders begin to apply more conservative LTV as 488s approach 20,000 miles. Above 30,000 miles, the advance rate reduces more materially. The 488's 3.9L twin-turbo requires timely servicing at Ferrari-recommended intervals - gaps in service history reduce the advance more than mileage alone.

The 488 Challenge is a motorsport-homologation car requiring specialist motorsport finance rather than standard supercar finance channels. Contact us for the appropriate approach.

Typically 72-78% of current market value for a well-specified Pista Spider in clean condition with full Ferrari history. The Spider's rarity (fewer produced than the Coupé) supports a modest advance rate premium over equivalent GTB Spider values.

The minimum deposit for a Ferrari 488 is typically 20–25% with specialist lenders. On a Ferrari 488 priced at £120,000, that means a minimum deposit of around £24,000. A larger deposit can reduce your monthly payments and may improve the rate offered.

For most buyers, Hire Purchase (HP) offers the clearest path to ownership and the lowest total cost. Personal Contract Purchase (PCP) suits those who prefer lower monthly payments and want flexibility at the end of the term. Finance Lease is an option for company or VAT-registered buyers. Our specialists will recommend the right structure for your situation.

Yes. Our panel includes lenders experienced with self-employed borrowers, company directors drawing dividends, and individuals with overseas or investment income. Our specialists present your case in the most favourable way, using net profit or retained earnings where appropriate.

In most cases, yes. If you are purchasing through a dealer, they will handle the part-exchange. If you are buying privately, we can introduce you to vehicle-buying services. Any equity in your current vehicle can be used towards the deposit, reducing the amount financed.