McLaren Finance
Independent finance for McLaren - 720S, 750S, Artura hybrid, McLaren GT, Senna, Speedtail, Elva, and the pre-Artura generation P1 and classic F1. Specialist lenders who understand McLaren's position in the market and each model's specific residual value profile.
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What happens next
- Fill in the form (2 minutes).
- We'll match you with the right specialist for your situation.
- A specialist independent broker will contact you to discuss your options.
The right structure for every McLaren requirement
McLaren 720S Finance
The 720S Coupé and Spider - McLaren's most successful model and the car that defines the brand's current era. Strong secondary market from enthusiast buyers. Finance from £160k-£250k for clean used examples.
McLaren 750S Finance
The 750S - direct successor to the 720S with revised powertrain and chassis tuning. Finance for current production 750S Coupé and Spider from McLaren Automotive dealers. The natural successor in McLaren's Super Series.
McLaren Artura Finance
McLaren's first series-production hybrid - twin-turbo V6 plus electric motor, 680bhp. Finance for the Artura as McLaren's core product transitions to electrification. Early examples command a premium.
McLaren GT Finance
The McLaren GT - grand tourer with front luggage area and a more accessible driving experience. The most usable McLaren for daily and long-distance driving. Finance from £145k for clean used GT examples.
McLaren Ultimate Series Finance
Senna, Speedtail, Elva - McLaren's limited production Ultimate Series. Finance through specialist high-value asset lenders and private banks. Values driven by rarity and provenance. Contact us before committing to any Ultimate Series purchase.
Classic McLaren Finance
Finance for the McLaren MP4-12C, 12C Spider, 650S, 675LT, and 675LT Spider. The pre-720S McLarens have established secondary markets. The 675LT Spider in particular commands a strong premium due to extreme rarity (500 produced).
How it works
McLaren details
Model, year, variant, mileage, spec (MSO options documented - they add meaningful value), service history, and source.
Specialist lenders
McLaren has a finance arm but independent specialist lenders are often more competitive. Our specialists compare both. Decisions within 24 hours.
HPI and history
HPI check. For Ultimate Series, specialist high-value asset lender requirements apply.
Settlement
The lender settles with the McLaren dealer or specialist seller.
Ready to discuss McLaren Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Finance rates and models compared
Indicative October 2026 lender rates and a worked example for each model. Rates depend on the car, deposit and your profile; the specialist we introduce you to can compare them for your case.
McLaren Finance Rates
| Lender | Typical Rate | Min Deposit | Min Loan | Notes |
|---|---|---|---|---|
| JBR Capital | 8.9%–14.9% APR | 20% | £25,000 | Specialist supercar & prestige lender; no age restriction on classic exotics |
| Black Horse | 7.4%–11.9% APR | 15% | £10,000 | Lloyds Banking Group; competitive HP for cars up to 10 years old |
| Marsh Finance | 9.5%–16.9% APR | 20% | £15,000 | Strong appetite for high-value used vehicles; fast decisions |
| Close Brothers | 8.2%–13.5% APR | 20% | £20,000 | Established motor finance house; flexible on mileage & age |
| Shawbrook Bank | 9.9%–17.9% APR | 25% | £25,000 | Asset-backed lending; suits complex income structures |
Vehicle Price
£190,000
Deposit (20%)
£38,000
Amount Financed
£152,000
Monthly Payment
£3,848/mo
Total Repayable
£222,695
Total Interest
£32,695
McLaren 720S Finance
The 720S (2017–2023) is widely regarded as the defining McLaren of the modern era - a 710 bhp, mid-engined, carbon-tub masterpiece that outperformed rivals costing twice as much. It is now a sought-after used car with strong residuals and active lender appetite.
Vehicle Price
£200,000
Deposit (20%)
£40,000
Amount Financed
£160,000
Monthly Payment
£4,050/mo
Total Repayable
£234,416
Total Interest
£34,416
McLaren Artura Finance
The Artura is McLaren's first series-production hybrid: a 671 bhp PHEV combining a new twin-turbo V6 with an electric motor. As McLaren's current generation flagship mid-engined car, it attracts specialist lender interest, though some lenders apply a premium to reflect hybrid residual uncertainty.
Vehicle Price
£190,000
Deposit (20%)
£38,000
Amount Financed
£152,000
Monthly Payment
£3,848/mo
Total Repayable
£222,695
Total Interest
£32,695
McLaren GT Finance
The McLaren GT is the most practical McLaren ever made: a 612 bhp grand tourer with a frunk, a proper boot, and a compliant ride. Its broader appeal relative to track-focused McLarens gives it better residual support and more straightforward lender appetite.
Vehicle Price
£165,000
Deposit (20%)
£33,000
Amount Financed
£132,000
Monthly Payment
£3,342/mo
Total Repayable
£193,393
Total Interest
£28,393
Frequently asked questions
Are McLarens good finance assets?
McLaren values vary significantly by model. The 720S has strong, consistent residual values. The 675LT Spider (only 500 produced) commands significant premiums. The Artura is establishing its secondary market. The GT holds value reasonably but not as strongly as the 720S. Specialist lenders assess each model individually - we advise on the realistic advance rate before approaching any lender.
What deposit is needed for a McLaren 720S?
Typically 15-20% for a well-maintained 720S with full McLaren service history from a franchised or specialist dealer. Cars with high mileage (above 15,000), service gaps, or modifications attract higher deposits.
Can I finance a McLaren Senna?
Yes - the Senna requires specialist high-value asset lenders and private banks at current market values (above £700k for clean examples). Our specialists access these relationships. Contact us before making any offer.
Does McLaren's financial position affect the finance?
McLaren as a manufacturer has faced well-documented financial difficulties. For finance purposes, the key is the vehicle's residual value - not the manufacturer's balance sheet. Your HP agreement is with the lender, not McLaren. If McLaren ceased to trade, your agreement and your car would be unaffected.
Can I finance a McLaren P1?
Yes - the McLaren P1 requires specialist high-value asset lender relationships. At values above £1.5m for standard cars and significantly higher for P1 GTR or track-only variants, this is private bank territory. Our specialists have access to the right relationships.
What deposit do I need for McLaren finance?
Most specialist lenders require a minimum deposit of 20–25% for McLaren vehicles. For a car in the £150k–£350k range, that equates to roughly £30,000–£87,500. Larger deposits often unlock lower rates and smaller monthly payments.
Which lenders offer the best McLaren finance rates?
JBR Capital and Black Horse are typically the most competitive for prestige and supercar finance. JBR Capital specialises exclusively in high-value vehicles and has no blanket age restriction on exotic makes. Black Horse (Lloyds) offers strong rates on newer models. As an independent introduction service, Doulton Bridging Finance introduces you to specialists who compare the specialist lenders on our panel on your behalf.
Can I finance a used or older model?
Yes. Unlike high-street lenders, our specialist panel lenders consider low-production-run vehicles, older classics, and low-mileage examples on their individual merit. JBR Capital and Shawbrook Bank are particularly flexible on age. Lenders assess each vehicle individually - contact us with the details.
How long does approval take?
For straightforward applications with full documentation, indicative terms can be issued within 24 hours. Formal approval typically follows within 2–3 business days. More complex cases (self-employed, overseas income, high-value vehicles) may take slightly longer. The specialist we introduce you to manages the process and keeps you updated at every stage.
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