Lamborghini Finance
Independent finance for Lamborghini - Huracán EVO, EVO RWD, STO, and Sterrato; Urus S and Urus Performante PHEV; Revuelto V12 PHEV; and classic Gallardo and Aventador. Our specialists compare specialist lenders alongside Lamborghini Financial Services - giving you a wider choice, not one option.
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What happens next
- Fill in the form (2 minutes).
- We'll match you with the right specialist for your situation.
- A specialist independent broker will contact you to discuss your options.
The right structure for every Lamborghini requirement
Lamborghini Huracán Finance
Finance for the Huracán EVO AWD and RWD, EVO Spyder, STO (Super Trofeo Omologata), and Sterrato off-road. Finance from £175k-£290k. The Huracán STO attracts a strong premium - specialist lenders recognise its rarity.
Lamborghini Urus Finance
Finance for the Urus S and Urus Performante PHEV. Lamborghini's super-SUV and highest-volume model. The Urus has the broadest specialist lender appeal and consistently strong residual values. Finance from £165k-£280k.
Lamborghini Revuelto Finance
The Revuelto - Lamborghini's V12 PHEV successor to the Aventador. 1,001bhp, naturally-aspirated V12 plus three electric motors. Finance for this launch-generation model from £350k. Strong early-unit premium.
Classic Lamborghini Finance
Finance for Gallardo, Murciélago, Diablo, Countach, and Espada. The Gallardo LP570-4 Superleggera and Murciélago LP670-4 SV in particular attract specialist collector interest and strong specialist lender support.
Hire Purchase
Own the Lamborghini at end of term. Fixed monthly payments over 3-5 years. Ad Personam and Lamborghini Squadra Corse bespoke specifications add value that specialist lenders recognise - document all factory options.
Lease Purchase
Lower monthly payments with a balloon at end of term. Well-suited to Urus buyers who prefer to upgrade to each new Urus generation. Balloon set at the agreed future value.
How it works
Lamborghini details
Model, year, spec (Ad Personam options noted), mileage, and source. For STO and limited editions, specialist valuation confirming the premium is helpful.
Independent panel
Our specialists compare Lamborghini Financial Services against independent specialist lenders. For most buyers, independent specialist finance is more competitive. Decisions within 24 hours.
HPI
HPI check. For high-value or limited editions, specialist inspection may be required.
Settlement
The lender settles with the dealer or seller.
Ready to discuss Lamborghini Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Finance rates and models compared
Indicative October 2026 lender rates and a worked example for each model. Rates depend on the car, deposit and your profile; the specialist we introduce you to can compare them for your case.
Lamborghini Finance Rates
| Lender | Typical Rate | Min Deposit | Min Loan | Notes |
|---|---|---|---|---|
| JBR Capital | 8.9%–14.9% APR | 20% | £25,000 | Specialist supercar & prestige lender; no age restriction on classic exotics |
| Black Horse | 7.4%–11.9% APR | 15% | £10,000 | Lloyds Banking Group; competitive HP for cars up to 10 years old |
| Marsh Finance | 9.5%–16.9% APR | 20% | £15,000 | Strong appetite for high-value used vehicles; fast decisions |
| Close Brothers | 8.2%–13.5% APR | 20% | £20,000 | Established motor finance house; flexible on mileage & age |
| Shawbrook Bank | 9.9%–17.9% APR | 25% | £25,000 | Asset-backed lending; suits complex income structures |
Vehicle Price
£200,000
Deposit (20%)
£40,000
Amount Financed
£160,000
Monthly Payment
£4,050/mo
Total Repayable
£234,416
Total Interest
£34,416
Lamborghini Aventador Finance
The Aventador and its variants (S, SVJ, Ultimae) represent the pinnacle of naturally aspirated V12 Lamborghini engineering. Production has ended, making well-preserved examples increasingly collectible. Finance is available through specialist lenders but typically requires 25%+ deposit and a strong balance sheet.
Vehicle Price
£320,000
Deposit (20%)
£64,000
Amount Financed
£256,000
Monthly Payment
£6,481/mo
Total Repayable
£375,066
Total Interest
£55,066
Frequently asked questions
Is the Lamborghini Urus financed differently from the Huracán?
Slightly - the Urus is classified as a luxury SUV which gives it a slightly broader lender panel than the Huracán sports car. Both are very well understood by specialist supercar lenders. Terms are broadly comparable for equivalent values.
What is the advance on a Lamborghini Huracán STO?
Typically 70-80% of current market value for a well-specified Huracán STO. The STO's limited production and motorsport-derived specification mean specialist lenders are comfortable advancing at strong rates against this model.
Can I finance a Lamborghini for track use?
Occasional track days at approved UK circuits must be disclosed. Some specialist lenders permit this; others require track-specific insurance endorsements. Full motorsport preparation (roll cage, fire suppression) requires specialist motorsport finance rather than standard supercar finance.
Is the Lamborghini Revuelto available for finance from new?
Yes - new Revuelto orders can be financed via the dealer (Lamborghini Financial Services) or independently. For independent finance, our specialists arrange the facility to complete on delivery.
What classic Lamborghinis are most financeable?
The Gallardo LP570-4 Superleggera, Murciélago LP640 and LP670-4 SV, and Diablo SV are the most straightforwardly financed classic Lamborghinis due to their established specialist secondary markets. Countach values have risen significantly - specialist lenders are adapting their models accordingly.
What deposit do I need for Lamborghini finance?
Most specialist lenders require a minimum deposit of 20–25% for Lamborghini vehicles. For a car in the £150k–£450k range, that equates to roughly £30,000–£112,500. Larger deposits often unlock lower rates and smaller monthly payments.
Which lenders offer the best Lamborghini finance rates?
JBR Capital and Black Horse are typically the most competitive for prestige and supercar finance. JBR Capital specialises exclusively in high-value vehicles and has no blanket age restriction on exotic makes. Black Horse (Lloyds) offers strong rates on newer models. As an independent introduction service, Doulton Bridging Finance introduces you to specialists who compare the specialist lenders on our panel on your behalf.
Can I finance a used or older model?
Yes. Unlike high-street lenders, our specialist panel lenders consider low-production-run vehicles, older classics, and low-mileage examples on their individual merit. JBR Capital and Shawbrook Bank are particularly flexible on age. Lenders assess each vehicle individually - contact us with the details.
How long does approval take?
For straightforward applications with full documentation, indicative terms can be issued within 24 hours. Formal approval typically follows within 2–3 business days. More complex cases (self-employed, overseas income, high-value vehicles) may take slightly longer. The specialist we introduce you to manages the process and keeps you updated at every stage.
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