Porsche Finance
Independent finance for the full Porsche range - 911 Carrera, Turbo S, GT3, GT3 RS, GT3 Touring, Targa, 918 Spyder, Taycan Turbo GT, Panamera Turbo S, Cayenne Turbo GT, Cayman GT4 RS, Boxster Spyder RS, and air-cooled classics. Our specialists compare specialist lenders - not just Porsche Bank.
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What happens next
- Fill in the form (2 minutes).
- We'll match you with the right specialist for your situation.
- A specialist independent broker will contact you to discuss your options.
The right structure for every Porsche requirement
Porsche 911 Finance
Finance for the 992 and 991 generation 911 - Carrera, Carrera S, Carrera 4S, GTS, Targa, Turbo, Turbo S, Cabriolet, and 911 R. The most financed sports car in the UK. Specialist lenders know 911 values intimately.
Porsche GT Car Finance
Finance for allocation GT cars - 911 GT3, GT3 Touring, GT3 RS, GT3 RS 4.0, 911 R, 911 Sport Classic, Speedster, and S/T. These cars trade above list. Specialist lenders assess current market value rather than manufacturer's price.
Porsche 918 Spyder Finance
Finance for the 918 Spyder - Porsche's hybrid hypercar produced from 2013-2015. 887bhp, 9,000rpm V8. Values above £1m. Specialist hypercar lenders. One of the most sought-after modern classics.
Porsche Taycan Finance
Finance for the Taycan, Taycan Sport Turismo, Taycan Cross Turismo, Taycan Turbo, Turbo S, and Turbo GT. The most established electric sports car residual value market. Specialist lenders have strong Taycan advance rate models.
Porsche Cayman & Boxster Finance
Finance for the 718 Cayman GT4, GT4 RS, Cayman S, Boxster GTS, and Boxster Spyder RS. The mid-engine Porsches - the GT4 RS in particular commands significant premiums above list due to allocation scarcity.
Air-Cooled Classic Porsche Finance
Finance for 356, 911 SC, Carrera 3.2, 930 Turbo, 964 RS and Turbo, 993 RS, Carrera GT, and early 996 GT3. The air-cooled market has seen consistent appreciation - specialist lenders track it closely.
How it works
Porsche details
Specific variant, year, option codes documented (PCCB, PDCC, PASM, Sport Chrono all affect value materially), mileage, service history, and source.
Independent comparison
Porsche Bank (Volkswagen Financial Services) compared against independent specialist supercar lenders. Our specialists confirm which offers better overall terms for your specific application.
HPI and valuation
HPI check. For GT allocation cars and classics, specialist valuation confirming the above-list premium is supported by the lender.
Settlement
The lender settles with the dealer or seller.
Ready to discuss Porsche Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Finance rates and models compared
Indicative October 2026 lender rates and a worked example for each model. Rates depend on the car, deposit and your profile; the specialist we introduce you to can compare them for your case.
Porsche Finance Rates
| Lender | Typical Rate | Min Deposit | Min Loan | Notes |
|---|---|---|---|---|
| JBR Capital | 8.9%–14.9% APR | 20% | £25,000 | Specialist supercar & prestige lender; no age restriction on classic exotics |
| Black Horse | 7.4%–11.9% APR | 15% | £10,000 | Lloyds Banking Group; competitive HP for cars up to 10 years old |
| Marsh Finance | 9.5%–16.9% APR | 20% | £15,000 | Strong appetite for high-value used vehicles; fast decisions |
| Close Brothers | 8.2%–13.5% APR | 20% | £20,000 | Established motor finance house; flexible on mileage & age |
| Shawbrook Bank | 9.9%–17.9% APR | 25% | £25,000 | Asset-backed lending; suits complex income structures |
Vehicle Price
£120,000
Deposit (20%)
£24,000
Amount Financed
£96,000
Monthly Payment
£2,430/mo
Total Repayable
£140,650
Total Interest
£20,650
Porsche Cayenne Turbo Finance
The Cayenne Turbo combines SUV practicality with genuine supercar performance. High demand, broad appeal, and Porsche's consistent residual performance make it a straightforward finance proposition. It qualifies for both personal and business finance structures.
Vehicle Price
£130,000
Deposit (20%)
£26,000
Amount Financed
£104,000
Monthly Payment
£2,633/mo
Total Repayable
£152,370
Total Interest
£22,370
Porsche Taycan Finance
The Taycan is Porsche's flagship EV - a car that has largely held its value better than most EVs by virtue of Porsche's brand strength and the Taycan's engineering quality. Finance is readily available; some lenders apply a small rate premium to reflect residual uncertainty, though demand remains strong.
Vehicle Price
£90,000
Deposit (20%)
£18,000
Amount Financed
£72,000
Monthly Payment
£1,823/mo
Total Repayable
£105,487
Total Interest
£15,487
Frequently asked questions
Why is the Porsche 911 the most commonly financed sports car in the UK?
The 911's combination of consistent demand, strong residual values, broad demographic appeal (from first-time sports car buyers to serious collectors), and Porsche's strong UK service network makes it the most financeable and most commonly financed sports car. JBR Capital's Luxury Car Report confirmed the 911 as the UK's most financed luxury model.
Can I get finance for a Porsche GT3 RS above list price?
Yes - specialist supercar lenders understand that GT allocation cars trade above manufacturer's recommended retail price. The advance is calculated on current market value (above list) rather than MSRP. This is one area where specialist independent finance significantly outperforms Porsche Bank.
What is the advance on an air-cooled 993 RS?
The 993 RS (Carrera RS 3.8 or Club Sport) values have risen dramatically. Specialist lenders finance 993 RS cars based on condition, matching numbers status, and provenance - typically advancing 65-70% of specialist valuation. A well-documented, original-condition 993 RS attracts strong specialist lender interest.
Can I finance a Porsche 918 Spyder?
Yes - the 918 is financed through specialist hypercar lenders at current values above £1m. Our specialists have access to the appropriate lender relationships. Contact us before making any offer on a 918.
Can I finance a Porsche at a track day circuit?
Occasional circuit days at approved UK circuits must be disclosed. Some specialist lenders permit this; others require an explicit track day endorsement on the insurance. Full race preparation requires specialist motorsport finance rather than standard supercar finance.
What deposit do I need for Porsche finance?
Most specialist lenders require a minimum deposit of 20–25% for Porsche vehicles. For a car in the £80k–£250k range, that equates to roughly £16,000–£62,500. Larger deposits often unlock lower rates and smaller monthly payments.
Which lenders offer the best Porsche finance rates?
JBR Capital and Black Horse are typically the most competitive for prestige and supercar finance. JBR Capital specialises exclusively in high-value vehicles and has no blanket age restriction on exotic makes. Black Horse (Lloyds) offers strong rates on newer models. As an independent introduction service, Doulton Bridging Finance introduces you to specialists who compare the specialist lenders on our panel on your behalf.
Can I finance a used or older model?
Yes. Unlike high-street lenders, our specialist panel lenders consider low-production-run vehicles, older classics, and low-mileage examples on their individual merit. JBR Capital and Shawbrook Bank are particularly flexible on age. Lenders assess each vehicle individually - contact us with the details.
How long does approval take?
For straightforward applications with full documentation, indicative terms can be issued within 24 hours. Formal approval typically follows within 2–3 business days. More complex cases (self-employed, overseas income, high-value vehicles) may take slightly longer. The specialist we introduce you to manages the process and keeps you updated at every stage.
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